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  • In the Twin Cities area, the names are interchangeable; the service, value and convenience consistently superior. Burnet Home Loans is the second largest originator of purchase transactions in Minnesota; PHH Home Loans, part of the PHH Mortgage family of companies, is one of the largest lenders in the upper Midwest.
  • A key to our success is respecting your time and your customer’s time by providing “One-Stop Shopping”. Having real estate, mortgage financing, title insurance and relocation under one corporate umbrella assures a stress-free, seamless transaction from start to finish.
  • In 2005 Burnet Financial Services joined forces with PHH Corporation, an industry powerhouse. PHH Corporation (NYSE:PHH) is currently listed by Standard & Poor's as "strong," the highest rating possible for a residential mortgage loan servicer.
  • We continue to grow. In 2006, PHH Mortgage provided more than $41.3 billion in mortgage financing for American homes.
  • The advantages to the consumer of co-branding Burnet Home Loans and PHH Home Loans is the comfort and service of working with a hometown business, backed by the strength, technology and connections of a national brand.
    Mortgage Products We Offer
    Burnet Home Loans/PHH Home Loans, as one of the largest retail mortgage originators and innovators in the U.S., offers over 200 different mortgage products including:
  • Fixed-rate Loans
  • Interest Only ARMs
  • VA, FHA and Rural Development
  • First Time Homebuyers Programs
    We also offer loans through our local Alternative Lending Group. Our ALG group works with 20 highly qualified approved vendors to provide a wide variety of products and services.
    Our Servicing Department
  • We originate loans for our own servicing portfolio
  • We sell a low percentage of our loans to other servicing lenders
  • We process, underwrite and fund our own loans locally
  • We provide localized customer service
  • We currently are authorized to lend in 25 states
    We also offer loans through our local Alternative Lending Group. Our ALG group works with 20 highly qualified approved vendors to provide a wide variety of products and services.
    WE ARE YOUR LOCAL, FULL SERVICE MORTGAGE COMPANY!
    Lisa Kosse, Senior Loan Officer 651.683.8216
    lisa.kosse@phhonline.com
    Erik Kolz, Vice President 952.844.6557
    erik.kolz@phhonline.com
    Emily Cauley, Senior Loan Officer 952.431.9865
    emily.cauley@phhonline.com
     

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